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How to Make the Best Use of Your Property Tax Loan

property tax loan

Even if you have the best intentions, you may find yourself in a position where you cannot pay your property taxes when the invoices are sent out. After all, it’s easy for your savings for your tax bill to be used up in the event of an illness or hospital emergency, to pay off vehicle repairs or even to support you in hard times or job loss.

A property tax loan is designed to help you out when this occurs; ensuring your taxes are paid on time and in full, before they start gathering interest and high penalties for non-payment. For those without a mortgage, taxes can be paid at any time they are due. If you have a mortgage, taxes can be paid in February, after initial delinquency. With the right property tax help from reputable property tax lenders like American Finance & Investment Company, Inc. (AFIC), you can get back up on your feet and rebuild your financial security.

Here are 3 tips on how to use a property tax loan in Texas to support your financial independence:

Get a Head Start on Next Year’s Property Taxes

The best way to ensure that you can pay your next set of property taxes is to start planning now – and your property tax loan can help you do that. For example, let us say that you have some savings to put towards your property taxes. However, you still require assistance from property tax lenders to pay your bill in full to avoid the penalties. Then, it might be a good idea to pay what you can and get a loan for the remainder of your current tax bill. AFIC customizes each loan structure according to your unique needs, and they’re designed to be as affordable as possible. But, it’s best to look at your budget and see how the loan payments will measure up against your savings for next year’s tax bill. Based upon our various product offerings, we can generally keep your monthly payments lower than that required by any other lenders.

Improve Your Cash Flow Situation

When money is tight, it can feel like you have no breathing room to get back on your feet financially. However, letting a property tax lender help you out can improve your cash flow. When applying for your loan, look over how the loan is structured and how much your payments will be. If it’s feasible, you can get a loan to cover a bigger portion or the whole of your property tax bill, allowing you to keep some cash aside to pay off higher-interest debts or to invest. With the right approach, this property tax help can improve your household’s cash flow.

Speak to the Experts - Property Tax Lenders in Texas

When considering your options to pay your property tax loan in Texas, it’s essential that you speak to specialists that you can trust. This ensures that you get an honest, ethical solution that works in your best interests.

AFIC is one of the leading property tax lenders in Texas, covering every county including Harris, Dallas, Tarrant, Travis, Bexar, Collin, Denton, Fort Bend, Williamson, and El Paso County. We have been assisting homeowners since 1946. We hold the highest possible rating on the Better Business Bureau, so clients can rest assured that they’ll be treated professionally and ethically at every turn by our experienced and friendly team. We will evaluate your position in full and take you through the whole loan process so there are no surprises. And, if there is a better loan option available to you from your local county tax office, we will bring it to your attention.

To find out more about our services or to get financial assistance to pay your property tax loans or redemption costs, please contact us today or fill in the form below.


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YOUR TAX OFFICE MAY OFFER DELINQUENT TAX INSTALLMENT PLANS THAT MAY BE LESS COSTLY TO YOU. YOU CAN REQUEST INFORMATION ABOUT THE AVAILABILITY OF THESE PLANS FROM THE TAX OFFICE.

If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

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