How to Make the Best Use of Your Property Tax Loan

property tax loan

Even if you have the best intentions, you may find yourself in a position where you cannot pay your property taxes when the invoices are sent out. After all, it’s easy for your savings for your tax bill to be used up in the event of an illness or hospital emergency, to pay off vehicle repairs or even to support you in hard times or job loss.

A property tax loan is designed to help you out when this occurs, ensuring your taxes are paid on time and in full before they start gathering penalties and interest for missed payments. For those without a mortgage, taxes can be paid at any time they are due. If you have a mortgage,lien against your property, taxes can be paid in February, after initial delinquency. With the right property tax help from reputable property tax like American Finance & Investment Company, Inc. (AFIC), you can get back up on your feet and rebuild your financial security.

Here are 3 things to know before getting a property tax loan in Texas to support your financial independence:

Get a Head Start on Next Year’s Property Taxes

The best way to ensure that you can pay your next set of property taxes is to start tax payment plans now – and your property tax funding can help you do that. For example, let us say that you have some savings to put towards your property taxes. However, you still require assistance from property tax lenders to pay your bill in full to avoid the penalties and having unpaid taxes Then, it might be a good idea to pay what you can and get a loan for the remainder of your current tax bill. AFIC customizes each loan structure according to your unique needs, and they’re designed to be as affordable as possible. But, it’s best to look at your budget and see how the loan payments will measure up against your savings for next year’s tax bill. Based on our various product offerings, we can generally keep your monthly payments lower than that required by any other lending company.

Improve Your Cash Flow Situation

When money is tight, it can feel like you have no breathing room to get back on your feet financially. However, letting a property tax loan company help you out can improve your cash flow. When applying for your loan, review and approve how the loan offer is structured and how much your payments will be. If it aligns with your financial plan, you can get a loan to cover a bigger portion or the whole of your property tax bill, allowing you to keep some cash aside to help you pay off higher-interest debts or invest. With the right repayment approach, this property tax loan process can improve your household’s cash flow.

Speak to the Experts - Property Tax Lenders in Texas

When considering your options to pay your property tax loan in the state of Texas, it’s essential that you choose a property tax lender that you can trust. This ensures that you get an honest, ethical solution that works in your best interests.

AFIC is one of the leading property tax lenders in Texas, covering every county including Harris, Dallas, Tarrant, Travis, Bexar, Collin, Denton, Fort Bend, Williamson, and El Paso County. We have been assisting homeowners since 1946. We hold the highest possible rating on the Better Business Bureau, so clients can rest assured that they’ll be treated professionally and ethically at every turn by our experienced and friendly team. We will evaluate your position in full and take you through the whole loan process so there are no surprises. And,if there is a better loan option available to you from your local county tax office, we will bring it to your attention.

Get Support From AFIC

AFIC can provide you with an instant quote by completing the form on our homepage. For qualifying properties, we can help you pay off your delinquent taxes and offer you the following benefits:

  • Quick and completely online process
  • No money down
  • No credit check
  • Free 30-day rate match
  • Match competitors and beat their rate by 1%
  • Avoid high penalties and foreclosure

We pride ourselves on finding solutions to suit the unique needs of our clients. If you would like to discuss our property tax loans, please contact our experienced team at AFIC today.

Ernest Eisenberg

Ernest Eisenberg, President of American Finance & Investment Co., Inc. (AFIC), brings a wealth of expertise in non-traditional financing, including property tax loans and non-bank mortgage solutions. His vision is characterized by a commitment to offering flexible financing solutions to Texas property owners.

Loans For Your Unpaid Property Tax
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Rates as Low as 8.0% (8.51% APR*) $25,000 loan,
$750 in Closing Costs, 120 Monthly Payments of $303.32

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Proudly Serving Austin (Travis County & Williamson County), Dallas (Dallas County), El Paso (El Paso County), Fort Worth (Tarrant County), Houston (Harris County, Fort Bend County, & Montgomery County), the Rio Grande Valley (McAllen, Pharr, Hidalgo County, & Cameron County), San Antonio (Bexar County), Waco (McLennan County) and the rest of Texas with Property Tax Loans.

APR between 8.0% and 25.0% for loan terms between 12 and 120 months. For example 8.5% APR, $25,000 loan, $750 in Closing Costs, 120 Monthly Payments of $303.32.


If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

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