Property Tax Loans for Delinquent Taxes

Delinquent property taxes, or unpaid property taxes, can be managed through property tax loans, which help homeowners avoid rapidly accumulating interest and penalty fees that can quickly become too much for Texas homeowners to pay. A property tax loan is a loan where you and the lender negotiate agreed-upon terms, and the lender pays your tax obligation to the county or applicable tax office. The tax office reflects your account as paid, and all municipal collection actions cease. The governmental tax lien is transferred to the property tax lender, and you pay the lender, pursuant to your agreement. A property tax loan is often not constrained in the same way a county tax office might be. You will likely be able to reduce fees, extend your payment time, and/or do both.

Our loans for delinquent property taxes are suited for almost all situations and budgets. CLICK HERECLICK HERE for an instant quote.

Understanding the Benefits of a Property Tax Loan

Property tax loans in Texas offer significant advantages for Texans struggling with delinquent taxes. They provide a way to resolve tax problems without the burden of accumulating penalties and interest. For Texas property owners, both residential and commercial property tax loans offer flexible solutions tailored to individual financial situations. These loans can help you pay off your property taxes quickly and efficiently, providing peace of mind and safeguarding your home or business from foreclosure.

Residential property tax loans are designed to help homeowners keep their properties while managing their tax obligations. With a licensed loan from a reputable lender, you can establish an affordable payment plan that fits your budget. Monthly payments are structured to ensure you can meet your obligations without financial strain. Meanwhile, commercial property owners can benefit from property tax loans that address the unique challenges of commercial property tax. Whether you have bad credit or are concerned about collection fees, our loan process is hassle-free and designed to help you get your property taxes paid today.

Property Tax Loans for Texans: Stay Current and Avoid Penalties

Being behind on your Texas property taxes can open a floodgate of penalty fees and payments. Your first legal collection penalties, typically in July, amount to 20%, and then you will receive collection letters that threaten foreclosure and lawsuits. To avoid the loss of your home through a tax foreclosure sale, steep attorney fees, and heavy interest, you can find relief through fast funding for property taxes with American Finance & Investment Co., Inc.

When you apply for a property tax loan with us, you can avoid accruing county interest, taxes, fees, and penalties on your tax-delinquent property. We have been working with residential and business property owners in Texas for many years, and we know what it takes to sidestep the stress brought by unpaid property taxes. Our process has been designed to eliminate that stress and ensure your property taxes are paid within a matter of days. CLICK HERECLICK HERE for an instant quote.

What Happens if You Don’t Pay Your Property Taxes in Texas?

On 1 February of each year, the taxing authority in Texas charges property owners 7% in interest and penalties in most counties. This interest and penalty rate will increase by 2% per month until July 1st when the authority will slam you with a staggering 20% collection fee.

Between February 1st and July 1st, your property taxes will have accumulated 38% in penalties, interest, and fees if you are still delinquent on your property taxes. The bad news is that there isn’t a cap on the penalty fees, and it will continue to rise each month. Those who fall behind can see their penalties and fees rise to 44% on top of your base property tax payment in the first year alone.

With quick and easy approval as well as fast property tax funding, we will get you out of the situation you find yourself in. Need help paying delinquent property taxes? Get an instant quote by completing the form on our property tax loans page or below.