The Next Big Thing in Texas Property Tax Loans


The government of Texas has been inundated with calls to reconsider property tax rates for many years. Unfortunately, property owners in the state continue to pay some of the highest taxes in the country. The next big thing in property taxes is the fact that the Texas legislature is finally talking about the possibility of offering relief to taxpayers.

Property tax relief on the agenda for the special legislative session

Governor Greg Abbott finally responded to the pleas from taxpayers in the state and ensured that property tax relief would be placed on the agenda for the special legislative session starting July 8, 2021.

Since Texans have been appealing for relief for a long time, the fact that the Texas House and Senate are finally addressing the issue is a major victory. However, the question was always just how much relief would be given. As it turned out, two bills and one amendment were quickly passed by the Senate but then stalled in the House. One bill proposes extending the homestead tax exemption for new property owners for the first year after purchasing a residence. The second, backed by a constitutional amendment, reduces Maintenance and Operation tax rates for people over the age of 65.

These measures would come not a moment too soon, considering a June 2021 poll by the Texas Public Policy Foundation, which found that 76% of Texan voters regarded property taxes as a major burden. Of these voters, 71% said that they would be upset if the special session ended without granting any property tax relief.

As things currently stand, despite the Senate’s expedited, unanimous decision on the new legislation, the relief measures are still in limbo. Even if they pass, homeowners will still have to face property taxes. There is relief for those over 65 and the disabled, and new homeowners get a year’s grace, but the taxes remain, without any reduction in the rates.


Property tax loans provide an effective solution

While a property tax loan cannot remove the burden of paying property taxes, it can make it easier to manage. For Texas property owners who are struggling with their taxes, as well as the interest and penalties that result from late payment, American Finance & Investment Co., Inc. (AFIC) offers a payment solution that can lighten the burden whether the government offers relief or not. Property tax loans can be acquired quickly and without credit checks. They enable instant payment of tax loan debts, and taxpayers can work out a repayment plan that suits their budgets. By filling out a simple online estimate, taxpayers can start the process, with no application required, resulting in the full settlement of their accounts at their local tax office within 24 hours.

About AFIC

Founded in 1946, American Finance & Investment Co., Inc. (AFIC) started by serving the financial needs of El Paso and has since grown to become one of the top property tax lenders in the state of Texas, with a complaint-free track record for over 65 years, with the Better Business Bureau.

We offer our clients an affordable, hassle-free way to ensure that your account with the local government tax office is paid in full and will work out a manageable repayment plan for you. AFIC can provide you with an instant quote by completing the form on our homepage. For qualifying properties, we can help you pay off your delinquent taxes and offer you the following benefits:

  • Quick and completely online process
  • No money down
  • No credit check
  • Free 30-day rate match
  • Match competitors and beat their rate by 1%
  • Avoid high penalties and foreclosure

We pride ourselves on finding solutions to suit the unique needs of our clients. If you would like to discuss our property tax loans, please contact our experienced team at AFIC today.

Ernest Eisenberg

Ernest Eisenberg, President of American Finance & Investment Co., Inc. (AFIC), brings a wealth of expertise in non-traditional financing, including property tax loans and non-bank mortgage solutions. His vision is characterized by a commitment to offering flexible financing solutions to Texas property owners.

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Rates as Low as 8.0% (8.51% APR*) $25,000 loan,
$750 in Closing Costs, 120 Monthly Payments of $303.32

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Proudly Serving Austin (Travis County & Williamson County), Dallas (Dallas County), El Paso (El Paso County), Fort Worth (Tarrant County), Houston (Harris County, Fort Bend County, & Montgomery County), the Rio Grande Valley (McAllen, Pharr, Hidalgo County, & Cameron County), San Antonio (Bexar County), Waco (McLennan County) and the rest of Texas with Property Tax Loans.

APR between 8.0% and 25.0% for loan terms between 12 and 120 months. For example 8.5% APR, $25,000 loan, $750 in Closing Costs, 120 Monthly Payments of $303.32.


If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

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