El Paso Property Tax Loans

If you live in the Lone Star state, then you probably love the fact that there are no state income taxes. El Paso property taxes, however, are a different story altogether.

El Paso, TX - Property Tax Loans.png

Your property tax bill can be high depending on the type of property you have, and the penalties for not paying it can be downright scary (up to 43% in the first year alone!). The expensive interest and penalties can cause people to get dug into a deep debt hole they struggle to get out of. Worse yet, if these taxes remain unpaid, you can be sued by the tax assessor. Ultimately, the tax assessor can foreclose your property.

How Property Tax Loans Work for El Paso Property Taxes

Instead of going into a panic, don’t worry. You can easily get a property tax loan from American Finance & Investment Co., Inc (AFIC). A property tax loan from AFIC will pay all of your outstanding obligations due to property taxes, penalties, interest, and even any court costs to ensure that you are completely up to date on your taxes.

Most of our property tax loan applicants are approved, even if they don’t have a perfect credit history. We will also create a repayment strategy that fits within your budget, and we do not require a down payment. When you partner with AFIC, you will pay off your property taxes at a schedule that works for you.

AFIC has helped thousands of customers in El Paso with their property taxes. With over 100 years of combined family experience, we know how to efficiently bring you up to date with your property taxes.

We have deep roots in the community. The management team has taken great pride in volunteering both time and resources to the greater El Paso community by serving in a leadership capacity in numerous philanthropic and local religious institutions. Honoring both AFIC’s success and community involvement, The University of Texas at El Paso awarded AFIC the prestigious Family Business of the Year award in 1999.

Residential Property Tax Loans in El Paso

American Finance & Investment Co., Inc. (AFIC) is one of Texas’s leading home property tax lenders. We offer an affordable, hassle-free way to ensure that all your property taxes are up to date. When you contact us for a property tax loan, we will pay your outstanding fees in full and work out a manageable repayment plan for you. You will be worry-free from expensive fees and obtain the time and space you need to regain your financial footing.

Commercial Property Tax Loans in El Paso

Commercial property owners in Texas pay some of the highest property taxes in the country. With penalties and interest that can top 43% in the first year alone, money spent on fines could be better used by investing in growing your business. We know how important it is to control your capital, and we also know that you want to avoid the cost of penalties, interest fees, and stress that comes with delinquent taxes. Fortunately for your business, AFIC can offer solutions to this problem.

Resources For El Paso

If you need more information about property taxes and other tax and residency information for El Paso, have a look at some of the following resources:

This City of El Paso government site connects residents, homeowners, and visitors to important information and resources they may need, including pertinent tax information.

The El Paso Central Appraisal District website gives residents access to resources they may need for property valuation, disaster appraisals, exemptions, and other solutions within their specific area. Their office is located at 5801 Trowbridge Dr., El Paso, TX 79925. Telephone: (915) 780-2000. You can also contact the office by email at admin@epcad.org.

The El Paso County Clerk’s office helps residents find information on costs and fees, government agencies, records and documents, and forms that may be necessary to learn more about property taxes. Their office is located at 500 E. San Antonio, Suite 105, El Paso, TX 79901. You can also contact the office by email at countyclerk@epcounty.com.

El Paso Collection Information

The El Paso County website provides you with information about the county’s Tax Assessor-Collector, as well as information about tax rates and other tax-related resources. Their office is located at 301 Manny Martinez Dr., 1st floor, El Paso, TX 79905. Phone: (915) 771-2300. You can also contact the office by email at ctaxassessor@epcounty.com.

El Paso Deferral Information

To ensure certain protected classes can stay in their homes, the State of Texas has a law allowing for property tax deferrals. Pursuant to section 33.06 of the Texas Property Tax Code, people over 65, disabled individuals, and certain veterans or spouses of deceased veterans are entitled to deferred collection of property taxes until the homeowner passes away or relocates from the property. If you meet these guidelines, apply for a deferral to the El Paso Central Appraisal District using the appropriate form on this page. Don’t get a property tax loan.

If you’re looking for local legal aid, the Texas Rio Grande Legal Aid website can help you find legal assistance pertaining to property taxes.

Contact AFIC To Get Advice On Your El Paso Property Taxes

Helping Texans pay their property taxes through affordable, flexible tax financing plans is our mission. If you have any questions, please feel free to call us at (915) 519-0906 or fill out this form and click submit.

One of our licensed loan officers will contact you as soon as possible.

Why Choose AFIC For El Paso Property Tax Loans?

  • No money down
  • No credit check
  • Completely online process
  • Instant response
  • Avoid foreclosure

Get your quotation for a property tax loan in El Paso in under 1 minute by completing the form on our homepage.

Proudly Serving Austin (Travis County & Williamson County), Dallas (Dallas County), El Paso (El Paso County), Fort Worth (Tarrant County), Houston (Harris County, Fort Bend County, & Montgomery County), the Rio Grande Valley (McAllen, Pharr, Hidalgo County, & Cameron County), San Antonio (Bexar County), Waco (McLennan County) and the rest of Texas with Property Tax Loans.

APR between 8.0% and 25.0% for loan terms between 12 and 120 months. For example 8.5% APR, $25,000 loan, $750 in Closing Costs, 120 Monthly Payments of $303.32.

YOUR TAX OFFICE MAY OFFER DELINQUENT TAX INSTALLMENT PLANS THAT MAY BE LESS COSTLY TO YOU. YOU CAN REQUEST INFORMATION ABOUT THE AVAILABILITY OF THESE PLANS FROM THE TAX OFFICE.

If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

OCCC License #159698 • NMLS #1778315, 2421751