Texas Property Tax Loans
Property owners across all 254 Texas counties seeking property tax loans in Texas can partner with American Finance & Investment Co., Inc. for financing solutions backed by 75+ years of service and an A+ Better Business Bureau rating. Since 1946, our family-owned company has helped Texans with 24-hour approvals, no credit check requirements, and flexible payment plans spanning 12 to 120 months. AFIC provides direct county payment to halt penalties, no money down, and a rate match guarantee, beating competitors by one percent.
Texas Property Tax Loans for Residential Properties
American Finance & Investment Co., Inc. (AFIC) is one of the leading home property tax lenders in Texas. We offer an affordable, hassle-free way to ensure that all your property taxes are up to date. When you contact us for a property tax loan, we will pay your outstanding fees in full and work out an easy repayment plan for you. You will be worry-free from expensive penalties and fees and obtain the time and space you need to regain your financial footing.
Texas Houston Property Tax Loans for Commercial Properties
Commercial property owners in Texas pay some of the highest property taxes in the country. With penalties and interest that may be as high as 43 percent in the first year alone, money spent on fines could be better used by investing in growing your business. We know how important it is to have control of your capital, and we also know that you want to avoid the cost of penalties, interest fees, and stress that comes with delinquent taxes. Fortunately for your business, AFIC can help pay your property taxes.
Texas Resources
If you want to find out more about Texas property taxes and other tax and residency information for Texas, have a look at some of the following resources:
This state of Texas government site connects residents, homeowners, and visitors to important information and resources they may need, including pertinent tax information.
The Texas Comptroller of Public Accounts website gives residents access to resources they may need for property valuation, disaster appraisals, tax rates, and other solutions within their specific area.
The Texas Secretary of State’s office website provides a list of county clerks in Texas and helps residents find information on costs and fees, government agencies, records and documents, and forms that may be necessary to learn more about property taxes.
Texas Deferral Information
To ensure certain protected classes can stay in their homes, the State of Texas has a law allowing for property tax deferrals. Pursuant to section 33.06 of the Texas Property Tax Code, people over 65, disabled individuals, and certain veterans or spouses of deceased veterans are entitled to deferred collection of property taxes until the homeowner passes away or relocates from the property. If you meet these guidelines, submit a request for a deferral to your county’s Appraisal District using the appropriate form. Don’t get a property tax loan.
Texas Legal Aid Information
If you’re looking for local legal aid, the Texas Comptroller website can assist you with matters pertaining to property taxes.
Contact AFIC About Your Texas Property Tax Loans
Helping Texans pay their property taxes through affordable, flexible Texas property tax loan options is our mission. If you have any questions regarding residential or commercial property tax loans, please feel free to call us at (915) 519-0906 or fill out this form and click submit.
One of our licensed loan officers will contact you as soon as possible to discuss how we can help you with your delinquent property taxes.
AFIC’s Property Tax Solutions For The Following Counties in Texas:
Why Choose AFIC For Property Tax Loans in Texas?
- No money down
- No credit check
- Completely online process
- Instant response
- Avoid foreclosure
Get your quotation for a Texas property tax loan in under 1 minute by completing the form on our homepage.
Frequently Asked Questions
Texas property owners can find property tax loans near them by searching for lenders licensed by the Office of Consumer Credit Commissioner. AFIC serves all 254 Texas counties with a fully online process, meaning no in-person visit is required, regardless of your location. Approvals are available within 24 hours for qualifying residential and commercial properties.
Property tax loan companies operating in Texas must hold a valid license issued by the Texas Office of Consumer Credit Commissioner (OCCC). Licensed lenders are required to comply with state laws governing disclosures, loan terms, and tax lien transfers. These regulations help protect property owners and ensure property tax loans are structured in accordance with Texas law.
Loans for property taxes work by having a licensed lender pay your outstanding tax balance directly to the taxing authority on your behalf. The tax lien is then transferred from the taxing authority to the lender. You repay the lender under an agreed payment plan, which can stop additional tax penalties and interest from accruing and help prevent tax foreclosure related to the delinquent taxes.
When you take out a Texas property tax loan, the existing tax lien held by the taxing authority is transferred to the lender. Your taxes are paid in full, which stops additional tax penalties and interest from accruing. The lien stays on your property until the loan is fully repaid, at which point the lender releases it. This process applies across all Texas counties AFIC serves.
Eligibility for a property tax loan in Texas depends on factors such as the property’s value, available equity, tax balance, and lender requirements. AFIC does not require a credit check, and no money down is needed to get started. Financing may be available for qualifying residential and commercial properties, and the entire application process can be completed online.