80 Years of Helping Texas Property Owners: AFIC Celebrates a Milestone
Eighty years is a long time in any business. In Texas, it’s a legacy. American Finance & Investment Co., Inc. — founded in El Paso on July 15, 1946 — turns 80 this year, and we’re celebrating the only way that makes sense for us: by doubling down on what’s always mattered most. Serving Texas property owners. Doing right by our community. And making sure that no matter what the property tax system throws at you, you have a trusted partner in your corner. For expert advice and a fast quote, contact American Finance and Investment Co., Inc. (AFIC).
Texas Has Changed. The Problem Hasn’t.
In 1946, Texas looked different. But one thing has remained constant for eight decades: property taxes are a serious annual obligation for every property owner in the state — and when life gets in the way, that obligation doesn’t pause.
Texas has no state income tax, which means property taxes carry more of the weight here than almost anywhere else in the country. Rates are high. Deadlines are firm. And when you fall behind, penalties escalate fast. That was true in 1946. It’s still true today.
What AFIC Has Always Done
AFIC was built on a simple idea: Texas property owners deserve a straightforward, fair way to resolve delinquent property taxes — without losing their homes, without surrendering to predatory terms, and without having to navigate a confusing system alone.
For 80 years, that’s what we’ve provided. A licensed, regulated, locally rooted alternative to the escalating penalty clock — one that pays off the county in full, stops the fees from growing, and gives you a structured monthly payment you can actually plan around.
We didn’t invent the problem. We’ve just spent eight decades getting better at solving it.
Why Local Ownership Matters to You
When you work with AFIC, you’re not working with a call center in another state or an algorithm that doesn’t know El Paso from El Segundo. You’re working with a team that lives here, works here, and has a stake in this community.
That matters when things get complicated. It matters when you need someone to actually listen. And it matters when you want to know that the company you’re trusting has been in business long enough to know what it’s doing.
Eighty years. Same mission.
New Chapter, Same Commitment
In 2026, AFIC celebrated its anniversary by launching employee ownership — giving the people who serve you every day a real stake in this company’s future. The same year, we received the BBB Legacy of Integrity Award from the Better Business Bureau of El Paso.
These aren’t coincidences. They’re what happens when a company consistently puts doing right ahead of doing easy.
Ready to Help — Wherever You Are in Texas
Whether you’re in El Paso, Houston, DFW, Austin, San Antonio, or anywhere in between, if you own property in Texas and you’re facing a property tax challenge, AFIC is here.
We’ve been here for 80 years. We’ll be here for whatever comes next.
Find out how AFIC can help with your Texas property taxes today.
Frequently Asked Questions
AFIC was founded on July 15, 1946 in El Paso, Texas, and has operated continuously for 80 years.
No — AFIC serves property owners across Texas, from El Paso to Houston, Dallas, San Antonio, and beyond.
AFIC is a licensed Texas property tax lender. We pay delinquent property taxes directly to the county on your behalf and replace that debt with a structured monthly payment plan.
Yes — AFIC is licensed under Texas Tax Code §32.06 and regulated by the Office of Consumer Credit Commissioner (OCCC).
Visit afic.co or call us directly. We’ll review your situation and let you know your options — with no obligation.
