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AFIC Launches Employee Ownership on Its 80th Anniversary

Something significant happened in El Paso on July 16, 2026. American Finance & Investment Co., Inc. — a company that has served Texas property owners for eight decades — marked its 80th anniversary not just with a celebration, but with a commitment: giving the people who build this company every day a real ownership stake in it. For expert advice and a fast quote, contact American Finance and Investment Co., Inc. (AFIC).

Eight Decades, One Home

AFIC was founded on July 15, 1946 in El Paso, Texas. For 80 years — through economic booms, downturns, and everything in between — the company has operated continuously from the same community it was built to serve. That kind of continuity is rare anywhere. In Texas, where loyalty runs deep, it means something.

We’re not a national brand that landed in El Paso. We are an El Paso company and we’ve grown new roots in Austin. Locally owned, locally operated, and proud of it.

A New Chapter: Employee Fund, LLC

On July 16, 2026 — the company’s 80th anniversary — AFIC launched Employee Fund, LLC, a Texas LLC that gives AFIC employees a direct ownership stake in the company. Ernest Eisenberg, President of AFIC, serves as Manager of the fund.

This makes AFIC the first and only property tax lender in Texas to be both family-owned and employee-owned.

That’s not a footnote. That’s a statement about who we are and how we operate.

Why Employee Ownership?

The best companies aren’t built by management alone — they’re built by the people who show up every day, answer or return every call, process every loan, and treat every customer like a neighbor. Because here in Texas, you are.

Employee ownership is how you say thank you in a way that lasts. It aligns everyone’s interests. It turns a job into a stake. And it sends a clear signal to anyone thinking about building a career here: this is a place that invests in its people.

What This Means for Customers

When employees own a piece of what they’re building, they show up differently. They’re not just representing a company — they’re representing themselves. That accountability, that pride, that sense of ownership doesn’t stay in the back office. Customers feel it in every interaction.

At AFIC, we’ve always believed that treating people right is good business. Employee ownership is an extension of that belief.

Built in El Paso. Built to Last.

Eighty years is a milestone. But it’s also a foundation. With employee ownership now woven into our structure, AFIC enters its next chapter stronger, more aligned, and more committed than ever to the Texas property owners — and the Texas employees — who make this company what it is.

Whether you’re a homeowner looking for a solution to your property tax problem, or someone looking to build a career at a company with roots and a future, we’d love to talk.

Learn more about AFIC and how we can help with your property taxes.


Frequently Asked Questions

A Texas LLC launched by AFIC on July 16, 2026 that gives employees a direct ownership stake in the company.

AFIC is the first property tax lender in Texas to be both family-owned and employee-owned simultaneously.

Ernest Eisenberg, President of AFIC, serves as Manager of the fund.

AFIC was founded on July 15, 1946 in El Paso, Texas and has operated continuously for 80 years.

Yes — AFIC continues to serve Texas property owners with property tax loans. Visit afic.co to learn more or apply.

Ernest Eisenberg

Ernest Eisenberg, President of American Finance & Investment Co., Inc. (AFIC), brings a wealth of expertise in non-traditional financing, including property tax loans and non-bank mortgage solutions. His vision is characterized by a commitment to offering flexible financing solutions to Texas property owners.

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Your tax office may offer delinquent tax installment plans that may be less costly to you. You can request information about the availability of these plans from the tax office.

If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

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