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AFIC Receives the BBB Legacy of Integrity Award

Some awards are about a single achievement. The BBB Legacy of Integrity Award is about something harder to earn: a long, consistent record of doing right by the people you serve. AFIC is proud to have received this recognition from the Better Business Bureau of El Paso in 2026. For expert advice and a fast quote and closing, contact American Finance and Investment Co., Inc. (AFIC).

What the BBB Legacy of Integrity Award Recognizes

The Better Business Bureau’s Legacy of Integrity Award honors businesses that have demonstrated an exceptional, sustained commitment to ethical business practices. It’s not given for a single transaction, a great quarter, or a spike in customer reviews. It’s awarded to companies that have built — and maintained — a culture of honesty, transparency, and accountability over time.

For a company in the financial services space, where trust is the product, that kind of recognition matters.

Why This Means Something in El Paso

AFIC has called El Paso home since July 15, 1946. Over 80 years, we’ve grown across the Southwest — serving the same neighborhoods, working with the same kinds of families and businesses, and building the kind of reputation that only comes from decades of showing up and doing the right thing.

We’re not a national lender trying to earn local trust. We are local. And in hundreds of counties, where people know their neighbors and word travels fast, your reputation is everything.

The BBB El Paso chapter’s decision to recognize AFIC with this award reflects the relationships we’ve built — with customers, with the community, and with the standards we hold ourselves to every day.

What Integrity Looks Like in Practice

In the property tax lending business, integrity shows up in the details:

  • Explaining loan terms clearly, before anyone signs anything
  • Never pushing a loan on someone who doesn’t need one
  • Treating every customer — first-time borrower or longtime client — with the same respect
  • Being reachable, responsive, and honest when things get complicated
  • Standing behind the work, long after the paperwork is done

That’s not marketing language. It’s how we’ve operated for eight decades, and it’s why an award for integrity feels like the right kind of recognition.

A Thank You to El Paso

This award belongs as much to our customers and community as it does to us. Eighty years of integrity isn’t built in a boardroom — it’s built in every conversation, every loan, and every relationship with the people across Texas.

We’re grateful for the trust. And we don’t take it for granted.

If you’re a Texas property owner dealing with property taxes, we’d be honored to earn your trust too.

See how AFIC can help with your property taxes.


Frequently Asked Questions

A recognition from the Better Business Bureau honoring businesses with a long, sustained commitment to ethical practices — not just a single achievement.

The Better Business Bureau of El Paso awarded AFIC the Legacy of Integrity Award in 2026.

AFIC was founded in El Paso on July 15, 1946 and has operated continuously for 80 years.

Yes — AFIC serves property owners across Texas. Our Headquarters and Servicing Team are in El Paso and our Origination Team is in Austin, which began operating in 2018.

Visit afic.co to learn about property tax loans or apply online. Our team is available to answer questions about your specific situation.

Ernest Eisenberg

Ernest Eisenberg, President of American Finance & Investment Co., Inc. (AFIC), brings a wealth of expertise in non-traditional financing, including property tax loans and non-bank mortgage solutions. His vision is characterized by a commitment to offering flexible financing solutions to Texas property owners.

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Proudly Serving Austin (Travis County & Williamson County), Dallas (Dallas County), El Paso (El Paso County), Fort Worth (Tarrant County), Houston (Harris County, Fort Bend County, & Montgomery County), the Rio Grande Valley (McAllen, Pharr, Hidalgo County, & Cameron County), San Antonio (Bexar County), Waco (McLennan County) and the rest of Texas with Property Tax Loans.

Your tax office may offer delinquent tax installment plans that may be less costly to you. You can request information about the availability of these plans from the tax office.

If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

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