How to Get a Property Tax Loan Fast & How the Process Works

Property tax lenders

There are thousands of homeowners who are unable to pay the full amount of their property taxes on time, especially due to the high Texas property tax rate. As a result, they are forced to pay hefty amounts in penalties and loan fees. Your first legal collection penalties, typically in July, can amount to 20% (on top of an additional 18% paid in interest and other penalties, for a total of 38% as of the first business day in July); if property owners fail to pay, they become delinquent on their property taxes and receive collection letters that threaten foreclosure and lawsuits. To avoid this process from getting out of control, you can find relief by getting a fast loan to pay your property taxes with American Finance & Investment Co., Inc. (AFIC).

We help Texas residents pay their residential property taxes and will quickly get them paid, so you’ll no longer have to worry about penalties, interest, and attorney collection fees. AFIC has become one of the leading property tax lenders in Texas. We are known for paying delinquent taxes quickly while offering low monthly payments and interest rates.

What is the property tax loan process, and how fast can you get a loan from us?

  1. A property tax lender pays your taxes to the tax collector and then gives you a payment plan to pay them back in a way that gives you more time and is affordable for you. Upon approval of your application, the tax collector transfers the tax lien to the property tax lender. This tax lien becomes the lender’s security for ensuring they are paid under the agreed payment plan.

  2. AFIC stands out in the industry with the fastest property tax funding platform, ensuring a quick approval process for your convenience. We can expedite closing your loan within 2 hours of receiving your call or web inquiry, provided the right circumstances are met and once you agree to pay. This process is fully online, offering flexibility to suit your schedule. Alternatively, if an in-person approach is preferred, we’re happy to send a notary directly to you for signing

  3. The process is simple: Pick your loan amount online or with our licensed loan officers; You provide some brief background info; We generate documents (in as little as 30 minutes); Then, you sign the documents with our online notaries or with our mobile notaries.

Funding takes place after a post-closing review and the expiration of a 3 business day cancellation period (for household purpose loans). We will pay back the state 100% of the unpaid taxes. At AFIC, we don’t do credit score checks on borrowers. So you don’t have to worry about having excellent credit. We work with all types of people from all financial backgrounds.

Your loan is a customized repayment plan just for you, and our loan officers can review the disclosures and go over all the details. We structure our loans for property taxes to allow for affordable repayment terms, helping you regain control of your financial situation.

  1. Your property taxes are paid! It’s as quick and easy as that!

property%20tax%20loan.jpeg

Property taxes can result in very high penalties and fees – Here’s how our property tax lenders can help

Whether you are in need of a commercial property tax loan or a residential property tax loan for your property, at AFIC, our property tax lenders can offer you expert advice and services to deliver fast, effective tax relief. American Finance & Investment Company, Inc has a compassionate and qualified team that will settle your property tax bill quickly and customize a repayment plan to help you get back on your feet.

For qualifying properties, we can help you pay off your delinquent taxes and offer you the following benefits: Quick and completely online process No money down No credit check Free 30-day rate match Match competitors and beat their rate by 1% Avoid high penalties and foreclosure We pride ourselves on finding solutions to suit the unique needs of our clients. If you would like to discuss our property tax loans, please contact our experienced team at AFIC today.


Ernest Eisenberg

Ernest Eisenberg, President of American Finance & Investment Co., Inc. (AFIC), brings a wealth of expertise in non-traditional financing, including property tax loans and non-bank mortgage solutions. His vision is characterized by a commitment to offering flexible financing solutions to Texas property owners.

Loans For Your Unpaid Property Tax
No Money Down
No Credit Check
Rate Match Guarantee
Online Process
Avoid Foreclosure

Get your Loan Quote
in under 1 Minute!

Rates as Low as 8.0% (8.51% APR*) $25,000 loan,
$750 in Closing Costs, 120 Monthly Payments of $303.32

My Property Tax Loan Quote

Get your estimate in under 1 minute!
Fill out the form below to start your loan quote

Pay Us Later
Pay Us Later
Interest Only
Interest Only
Escrow Protection
Escrow Protection
Rate Buster
Rate Buster

My Property Tax Loan Quote

Get your estimate in under 1 minute!
Fill out the form below to start your loan quote

Proudly Serving Austin (Travis County & Williamson County), Dallas (Dallas County), El Paso (El Paso County), Fort Worth (Tarrant County), Houston (Harris County, Fort Bend County, & Montgomery County), the Rio Grande Valley (McAllen, Pharr, Hidalgo County, & Cameron County), San Antonio (Bexar County), Waco (McLennan County) and the rest of Texas with Property Tax Loans.

APR between 8.0% and 25.0% for loan terms between 12 and 120 months. For example 8.5% APR, $25,000 loan, $750 in Closing Costs, 120 Monthly Payments of $303.32.

YOUR TAX OFFICE MAY OFFER DELINQUENT TAX INSTALLMENT PLANS THAT MAY BE LESS COSTLY TO YOU. YOU CAN REQUEST INFORMATION ABOUT THE AVAILABILITY OF THESE PLANS FROM THE TAX OFFICE.

If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

OCCC License #159698 • NMLS #1778315, 2421751