How Texas Property Tax Loans Work

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Texas property tax loans provide a manageable way for you to alleviate your monthly payment property tax debts. If you owe delinquent property taxes and penalties, these loans are an excellent option for you. If you are looking for property tax help in Texas, read on to find out how Texas property tax loans work.

As a Texas property owner, you are probably all too familiar with the frustrations of our state’s property taxes. As Texans, we pay some of the highest annual property taxes in the country, and your liability can quickly grow beyond your means if you miss payments. The interest and penalties pile up and, before you know it, the amount you owe to the authorities is not feasible for you anymore. Missed payments also lead to delinquency on your taxes. If delinquent taxes aren’t paid, the consequences can be severe, and your home can even go into foreclosure. If you are in this position, don’t worry. You are not alone, and there is help available to you. American Finance and Investment Co., Inc. (AFIC) is a reliable property tax lender that provides flexible property tax lending solutions that enable you to settle your tax debt and work out easily manageable monthly payment repayment plans that suit your budget.

What are Texas property tax loans?

When you obtain a Texas property tax loan from AFIC, we pay your debt with the county or appropriate tax office, and you then pay us back on the agreed-upon loan terms. Your account at the tax office reflects as paid, and all collection operations cease. The tax lien is transferred to AFIC, and you then pay us. The beauty of this is that your debt with the tax office is settled, and the terms on which you repay AFIC are flexible and suited to what you can afford each month. You also have some leeway to reduce your fees or extend your repayment period - or both.

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How to apply for a Texas property tax loan

We have made the property tax loan process as simple as possible because we know Texan property owners are already overwhelmed by their debts to their respective tax offices and need fast relief. Therefore, we require no money down, we do not perform any credit checks, and you can do the entire process through a fast online process. All you have to do is fill in our online form, and you will see an instant loan quote. Once we agree on the terms, we will make the necessary payment to the tax office, and you can begin your repayments as agreed.

About AFIC

AFIC has been serving the financial needs of residents in our hometown of El Paso, as well as other Texas communities, since 1946. With nearly eight decades of complaint-free consumer financing, we stand out as the first choice when it comes to manageable solutions for your tax debts.

As a trusted property tax lender, we offer our clients an affordable, hassle-free way to ensure that your account with the local government tax office is paid in full and will work out a manageable repayment plan for you. AFIC can provide you with an instant quote by completing the form on our homepage. For qualifying properties, we can help you pay off your delinquent taxes and offer you the following benefits:

  • Quick and completely online process
  • No money down
  • No credit check
  • Free 30-day rate match
  • Match competitors and beat their rate by 1%
  • Avoid high penalties and foreclosure

We pride ourselves on finding solutions to suit the unique needs of our clients. If you would like to discuss our Texas property tax loans, please contact our experienced team at AFIC today.


Ernest Eisenberg

Ernest Eisenberg, President of American Finance & Investment Co., Inc. (AFIC), brings a wealth of expertise in non-traditional financing, including property tax loans and non-bank mortgage solutions. His vision is characterized by a commitment to offering flexible financing solutions to Texas property owners.

Loans For Your Unpaid Property Tax
No Money Down
No Credit Check
Rate Match Guarantee
Online Process
Avoid Foreclosure

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in under 1 Minute!

Rates as Low as 8.0% (8.51% APR*) $25,000 loan,
$750 in Closing Costs, 120 Monthly Payments of $303.32

My Property Tax Loan Quote

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Fill out the form below to start your loan quote

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My Property Tax Loan Quote

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Proudly Serving Austin (Travis County & Williamson County), Dallas (Dallas County), El Paso (El Paso County), Fort Worth (Tarrant County), Houston (Harris County, Fort Bend County, & Montgomery County), the Rio Grande Valley (McAllen, Pharr, Hidalgo County, & Cameron County), San Antonio (Bexar County), Waco (McLennan County) and the rest of Texas with Property Tax Loans.

APR between 8.0% and 25.0% for loan terms between 12 and 120 months. For example 8.5% APR, $25,000 loan, $750 in Closing Costs, 120 Monthly Payments of $303.32.

YOUR TAX OFFICE MAY OFFER DELINQUENT TAX INSTALLMENT PLANS THAT MAY BE LESS COSTLY TO YOU. YOU CAN REQUEST INFORMATION ABOUT THE AVAILABILITY OF THESE PLANS FROM THE TAX OFFICE.

If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

OCCC License #159698 • NMLS #1778315, 2421751