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Tips for Choosing a Property Tax Lender

property tax lenders

If you’re a homeowner or business property owner who is struggling to pay your property tax bill in Texas, you may be considering assistance from local property tax lenders. As with any loan, it’s essential to choose a provider that offers ethical, affordable property tax loans and conducts itself in accordance with all applicable federal and state laws. Here are some tips on how to choose the right company for your residential property tax loan, from the American Finance & Investment Company, Inc. (AFIC) team, one of the leading property tax loan companies in Texas.

Why is it Important to Work with the Best Property Tax Lenders in Texas?

Unethical or poorly run property tax lenders often don’t act in the best interests of their clients. And, therefore, working with these lenders can leave you in a worse position than when you started. They may overcharge you as a client, put interest rates on your loan repayment plan higher than what you can afford or leave your property taxes unpaid.

With important financial services like this one, it’s essential that you partner with a company that has solid financial backing and meets the highest professional standards so that you get the quality of service you deserve and aren’t left stranded.

Check Their Better Business Bureau Rating

The Better Business Bureau was founded in 1912 to provide consumers with independent evaluation and insight into different businesses in the USA to help you choose companies that operate ethically and within state and federal laws. It’s a useful way of finding a company you can trust. AFIC, for example, has the highest BBB rating available – an A+, and has been accredited since 1953, showing our many years of ethical and honest services.

Will They Help You Decide if You Really Need a Property Tax Loan or Not?

A property tax lender shouldn’t just sell you a property tax loan – they should work with you to see if this is the best option for you financially. The last thing you want is to be stuck paying off a loan when you could’ve taken a more affordable path.

At AFIC, we provide you with plenty of information to help you make this decision and to explore alternative paths to paying your property taxes. For example, our website advertises that you should check with your local tax office before contacting us, as they may offer you a residential property tax payment plan that is more affordable. Our team will also inform you that if you are over 65 or meet other state requirements for disabled persons or veterans, your local tax office may offer you alternate payment plans or discounts on your property taxes.

Our ethical practices ensure that we will never supply you with a residential property tax loan if we are aware of any alternatives that are better suited to your situation.

Is the Property Tax Lender Financially Stable?

Regardless of ethics and practices, any financial lender has to be financially stable in order to supply you with property tax loans. Otherwise, you are put in a very risky position should their business go under or file for bankruptcy.

Look for a company that has been in business for a long time (at least 10 years), and that has established a solid reputation. They should also specialize as property tax lenders to ensure that you’re getting access to industry expertise.

AFIC, for example, has been in business for over 70 years. We have some of the strongest financial backing in the industry, which ensures our business is viable and will remain so for many, many years to come. We also operate widely across Texas and offer residential property tax loans in all counties, including Harris County, Dallas County, Tarrant County and Bexar County.

To get help to pay your property taxes before you incur penalties, contact us today or get a loan estimate by completing the form below.


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Proudly Serving Austin (Travis County & Williamson County), Dallas (Dallas County), El Paso (El Paso County), Fort Worth (Tarrant County), Houston (Harris County, Fort Bend County, & Montgomery County), the Rio Grande Valley (Mcallen, Phar, Hidalgo County, & Cameron County), San Antonio (Bexar County), Waco (McLennan County) and the rest of Texas with Property Tax Loans.

YOUR TAX OFFICE MAY OFFER DELINQUENT TAX INSTALLMENT PLANS THAT MAY BE LESS COSTLY TO YOU. YOU CAN REQUEST INFORMATION ABOUT THE AVAILABILITY OF THESE PLANS FROM THE TAX OFFICE.

If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

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