Tips for Choosing a Property Tax Lender

property tax lenders

If you’re a homeowner or business property owner who is struggling to pay your property tax bill in Texas, you may be considering assistance from local property tax lenders. As with any loan, it’s essential to choose a provider that offers ethical, affordable property tax loans and conducts itself in accordance with all applicable federal and state laws. Here are some tips on how to choose the right company for your residential property tax loan, from the American Finance & Investment Company, Inc. (AFIC) team, one of the leading property tax loan companies in Texas.

Why is it Important to Work with the Best Property Tax Lenders in Texas?

Unethical or poorly run property tax loan officers often don’t act in the best interests of their clients. And, therefore, working with these lenders can leave you in a worse financial situation than when you started. They may overcharge you as a client, put interest rates on your loan repayment plan or leave your property taxes unpaid. For your financial well-being and your property avoid lenders like these.

With important financial services like this one, it’s essential that you partner with a company that has solid financial backing and meets the highest professional standards so that you get the quality of service you deserve and aren’t left stranded or falling behind on property taxes.

Check Their Better Business Bureau Rating

The Better Business Bureau was founded in 1912 to provide consumers with independent evaluation and insight into different businesses in the USA to help you choose companies that operate ethically and within state and federal laws. It’s a useful way of finding a company you can trust. AFIC, for example, has the highest BBB rating available – an A+, and has been accredited since 1953, showing our many years of ethical and honest services.

Will They Help You Decide if You Really Need to Get a Property Tax Loan or Not?

A property tax lender shouldn’t just sell you a good property tax loan – they should work with you to see if this is the best option for you financially. The last thing you want is to be stuck paying off larger loans when you could’ve taken a more affordable path.

At AFIC, we provide the borrower with plenty of information to help you make this decision and to explore alternative paths to paying your property taxes. For example, our website advertises that you should check with your local tax office before contacting us, as they may offer you a residential property tax payment plan that has a more affordable loan amount. Our team will also inform you that if you are over 65 or meet other state requirements for disabled persons or veterans, your local tax office may offer you alternate payment plans or discounts on your property taxes.

Our ethical practices ensure that we will never supply you with a residential property tax loan if we are aware of any alternatives that are better suited to your situation.

Is the Property Tax Lender Financially Stable?

Regardless of ethics and practices, any financial lender has to be financially stable in order to supply you with property tax loans. Otherwise, you are put in a very risky position should your business go under or file for bankruptcy which could potentially lead to a scenario where they might foreclose on the property.

Additionally, when considering a property tax lender, focus on important factors like,how long a company has been in business (at least 10 years),if they have established a solid reputation, and if they’re a reputable lender. They should also specialize as property tax lenders to ensure that you’re getting access to industry expertise. The right lender will have a clear record of helping customers navigate the property tax loan process, offering clear terms, transparent practices, and a commitment to customer education and support.

AFIC, for example, has been in business for over 70 years. We have some of the strongest financial backing in the industry, which ensures our business is viable and will remain so for many, many years to come. We also operate widely across Texas and offer residential property tax loans in all counties, including Harris County, Dallas County, Tarrant County and Bexar County.

Get Support from AFIC

AFIC can provide you with an instant quote by completing the form on our homepage. For qualifying properties, we can help you pay off your delinquent taxes and offer you the following benefits: Quick and completely online process * No money down

  • No credit check

  • Free 30-day rate match

  • Match competitors and beat their rate by 1%

  • Avoid high penalties and foreclosure

We pride ourselves on finding solutions to suit the unique needs of our clients. If you would like to discuss our property tax loans, please contact our experienced team at AFIC today.

Ernest Eisenberg

Ernest Eisenberg, President of American Finance & Investment Co., Inc. (AFIC), brings a wealth of expertise in non-traditional financing, including property tax loans and non-bank mortgage solutions. His vision is characterized by a commitment to offering flexible financing solutions to Texas property owners.

Loans For Your Unpaid Property Tax
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Rates as Low as 8.0% (8.51% APR*) $25,000 loan,
$750 in Closing Costs, 120 Monthly Payments of $303.32

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Proudly Serving Austin (Travis County & Williamson County), Dallas (Dallas County), El Paso (El Paso County), Fort Worth (Tarrant County), Houston (Harris County, Fort Bend County, & Montgomery County), the Rio Grande Valley (McAllen, Pharr, Hidalgo County, & Cameron County), San Antonio (Bexar County), Waco (McLennan County) and the rest of Texas with Property Tax Loans.

APR between 8.0% and 25.0% for loan terms between 12 and 120 months. For example 8.5% APR, $25,000 loan, $750 in Closing Costs, 120 Monthly Payments of $303.32.


If you are over 64 or disabled, don’t get a property tax loan, contact your tax office about a deferral.

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